Baccarat
(pronounced bah-ca-rah)
is the French version of
an Italian game that was
introduced in France in
the late 15th century. Easy
to learn and fun to play,
Baccarat is a game to be
enjoyed by everyone, even
though it is often considered
the most glamorous game
in the casino.
Object
of the Game
The player's objective is
to correctly predict which
of the two hands (Player or
Banker) will have a point
total closest to 9.
How
to Play
This version of Baccarat uses
eight decks of cards. The deck
is reshuffled after each hand.
Baccarat requires no intervention
by the player. Although the
rules for determining when a
hand receives a third card may
appear complicated, the Banker
will always be responsible for
accurately executing these rules.
The player need only sit back
and have fun.
Select a chip denomination
and then click in the designated
betting areas to place a bet.
Place your bet in the Banker
circle to bet on
the bank's hand, or in the
Player circle
to bet on the player's hand.
To bet on a tie between the
player and banker hand, place
your bet in the Tie
area. Please be
aware of the bet limits displayed
on the table.
The Deal.
The player is dealt the first
and third cards while the
second and fourth cards are
dealt to the bank. Specific
rules (see the following pages)
dictate whether a third card
is drawn for the player or
the bank. The player's hand
is completed first.
The Cards.
Aces count as 1. All face
cards and tens count as 0.
All other cards are counted
at face value. Each hand's
point total is the last digit
of the sum of their cards.
So for example:
4
+ 3 = 7. |
This
hand's point total
is 7. |
Q
+ 5 = 5. |
This
hand's point total
is 5. |
K
+ J = 0. |
This
hand's point total
is 0. |
2
+ 10 + 4 = 6.
|
This
hand's point total
is 6. |
K
+ 5 + 6 = 11.
|
This
hand's point total
is 1. |
8
+ 4 + 7 = 19.
|
This
hand's point total
is 9. |
The
winner of the game is the
hand whose point total is
closest to 9. In the case
of a tie, only a Tie
bet wins. Bets placed
on the Player
or Banker
hand are stand-offs and they
are neither won nor lost.
See the following page for
the rules regarding drawing
a third card...
Rules
for Drawing a Third Card
When the player's
first two cards total:
0-1-2-3-4-5
|
Player
draws a card |
6-7
|
Player
stands |
8-9
|
Natural,
banker cannot draw |
When
banker's first two cards total:
0-1-2
|
Banker
draws unless the player
shows a natural 8
or 9. |
3
|
Banker
draws when the player's
third card is 1-2-3-4-5-6-7-9-10.
Banker stands when
the player's third
card is an 8. |
4
|
Banker
draws when the player's
third card is 2-3-4-5-6-7.
Banker stands when
the player's third
card is an 1-8-9-10. |
5
|
Banker
draws when the player's
third card is 4-5-6-7.
Banker stands when
the player's third
card is an 1-2-3-8-9-10. |
6
|
Banker
draws when the player's
third card is 6-7.
Banker stands when
the player's third
card is an 1-2-3-4-5-8-9-10. |
7
|
Bank
stands. |
8-9
|
Natural,
player cannot draw |
Payouts
A
successful wager on:
-
Player:
Pays even mone (1:1).
-
Banker:
Pays even money minus a
5% commission which is collected
on winning bets. For example,
if the player wins $20 betting
on the Banker hand, a $1
commission is collected
and the player receives
$19.
-
Tie:
Pays 9:1 if the Player and
Banker totals are equal.
If both hands tie, it is considered
a stand-off and any bets made
on the Player
or Banker
hand are neither won nor lost.
If the player has made a Tie
bet, he or she is
paid 9:1 on the bet. A Tie bet
is always lost if the player
and banker hand totals are not
equal.
Placing
Bets
In Baccarat, you must first
decide what bets you would
like to place. You have the
option of betting on the Player's
hand, the Banker's hand, and/or
a Tie. To place a bet on the
Player hand,
left click your mouse inside
the circle designated as "Player"
near the center of the Baccarat
table. To place a bet on the
Banker hand,
left click within the circle
designated as "Banker". To
place a Tie
bet, left click in the area
labelled "Tie". Each time
you left-click inside one
of these betting areas, you
will place a chip of the selected
denomination on the table
-- adding to any chips that
might already be there. To
remove your current bet amount
from the table, right-click
inside the appropriate betting
areas.
You can change the denomination
of the chips you will be adding
or subtracting from your bet
by selecting one of the chips
on the left side of the screen
above the status panel. The
chip with that is highlighted
represents the amount by which
you will change your bet.
For example:
If you wish to place a $25
bet, make sure the $25 chip
is selected by clicking on
it. The $25 chip should now
be highlighted. You can then
left-click in any of the betting
areas to place a $25 bet.
If you left-click a second
time in the same betting area,
you will add another $25 chip
to your bet for a total of
$50. You could then select
the $5 chip and click in the
betting area to increase your
bet to $55. Right-clicking
in the betting area peforms
the opposite function by removing
the amount from your bet.
Starting
the Deal
Once the minimum bet has been
placed, the Deal
button will illuminate to
indicate that it may now be
clicked to start the deal.
Once the Deal
button has been clicked, the
game will begin and you can
no longer add to or remove
from your bet.
You may also notice that the
Deal button
may be illuminated, but you
do not have a bet placed on
the table. In this case, clicking
on the Deal
button will quickly and automatically
start the deal by using the
same bet used for the previous
hand. If, for example, you
wagered $10 on the previous
hand, you may find that the
Deal button
is enabled even though you
have not placed a new bet
on the table. Clicking the
Deal button
will then start the next deal
with the same $10 starting
bet. If you do not have sufficient
funds to repeat your previous
bet, or this is your first
hand of Baccarat during this
session, then clicking the
Deal button
with no bet will start the
next deal using the currently
selected chip amount as your
bet.
Playing
the Game
Baccarat requires no intervention
by the player once the cards
have been dealt. There are specific
rules that dictate whether the
player or banker receives a
third card, but these rules
are carried out entirely by
the dealer. The player does
not need to be familiar with
the "third card" rules.
For the player's convenience,
the history panel located in
the lower right region of the
screen records the outcome of
each hand dealt. The history
panel has three columns marked
P , T
, and B ,
representing the Player hand,
Ties, and the Banker hand respectively.
When the Player hand wins, a
marker is placed in the P
column. Likewise a
marker is placed in the B
column when the Banker
hand wins and in the the T
column when the hands
tie. The most recent outcome
is at the top of the list. Although
the panel shows at most the
results of the last seven hands,
the numbers at the bottom of
the history panel keep a running
count for each column. Note
that these statistics are cleared
whenever you return to the casino
lobby.
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